State-owned houses are rented out at modest prices to low-income families who do not have proper housing in the cities.

In 1998, the central government required all cities to offer low-rent housing to families with the lowest income before the end of 2006 and the deadline was later changed to the end of 2007.

In each city, the standards for a family's per capita living floor space and minimum income are set by the local governments. Families whose living space and income are both below the standards are given low-rent houses. If the governments do not have enough houses, they offer financial subsidy to these families. The rent is set at about 5 percent of the family's income.

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活動板房 prefab house

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假按揭 fake mortgage loans

（英語點津 陳丹妮 編輯）

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