By Chen Ning & Huang Shan, Research Team on "Analysis of Listed Banks", Research Institute of Finance, DRC

Research Report No 151, 2015 (Total 4836)

Abstract:

With China's economy entering into the state of new normal, reform measures are vigorously advanced in different sectors, standards for major rules and regulations are becoming higher, economic and financial environment tends to become more complex and the managerial pressure facing banking sector is increasing. Volatile external environment and cyclical self-readjustment have posed unprecedented challenges to the banking sector. Based on an analysis of data from annual reports released by 21 listed banks in China from 2010 to 2014, this paper revealed the existing main problems and challenges faced by the listed banks in terms of balance sheet ratio, revenue-earning structure, risks and anti-risk capability, as well as relevant countermeasures including readjustment of management model initiated by listed banks and other positive changes. It is hoped that with enhanced regulation and control and deepened reform, this paper could well reflect the overall performance of banking sector, push the whole sector to continuously make adjustment to gradually ease downward pressure performance and deteriorated asset quality and assist the banking sector to adopt a sound and effective management mode.