 英國首相布朗宣布延期房貸償還計劃 [ 2008-12-12 14:51 ]
英國首相布朗在議會宣布，英國政府將推出房貸延期計劃，允許因經濟危機而被裁員的英國人延期支付房貸利率，延期時間最長可達到兩年。
這項計劃預計將可以影響到40萬英鎊的貸款償付，令眾多因失業或收入銳減的英國人有了喘息的機會。計劃的具體細則還沒有出臺，但媒體評論說，此舉主要歸功于政府和房貸的貸款方達成的一致。其實，貸款銀行也不希望直接從人民手中收走房屋，如果政府可以暫時買單，等借款人有了償還能力時再還，無疑有利于市場和人心的穩定。
英國的建設部部長Margaret Beckett也表示，這項計劃將使九千個家庭從中受益。
Brown unveils mortgage help plan
Many people hit by the downturn will be able to defer part of their mortgage interest payments for up to two years under plans unveiled by Gordon Brown.
The plan is designed to give those who lose their jobs or suffer a big cut in income extended breathing space if they are facing repossession.
The scheme will cover mortgages worth up to ￡400,000.
The full details of the scheme have yet to emerge, but it is understood the government will underwrite interest payments, which will then have to be repaid in full at a date to be agreed with the lender.
Housing minister Margaret Beckett said an estimate from the lenders involved suggested the scheme could benefit about 9,000 families.
Source: BBC News
（信息來源: BBC新聞，英國使館文化教育處）
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